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	<title>ChattyGal.com &#187; Frugal Tips</title>
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	<description>Tid bits of information to help another gal out!</description>
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		<title>Hop Over to IHOP Where Kids Eat Free</title>
		<link>http://www.chattygal.com/food/hopping-over-to-ihop/</link>
		<comments>http://www.chattygal.com/food/hopping-over-to-ihop/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 20:26:17 +0000</pubDate>
		<dc:creator>ChattyGal</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Frugal Tips]]></category>

		<guid isPermaLink="false">http://www.chattygal.com/?p=32</guid>
		<description><![CDATA[
			
				
			
		
I am sure that most of you are familiar with IHOP (International House of Pancakes), and they are offering a wonderful Kids Eat Free promotion for families.
Kids eat FREE everyday from 4pm-10pm daily  Families will receive one Free Kid&#8217;s Meal with each adult entree purchased.  The free meal is for kids 12 and under and [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Key Ring Thing- Free Solution for Multiple Reward, Loyalty, and Discount Cards</title>
		<link>http://www.chattygal.com/shopping/key-ring-thing-free-solution-for-multiple-reward-loyalty-and-discount-cards/</link>
		<comments>http://www.chattygal.com/shopping/key-ring-thing-free-solution-for-multiple-reward-loyalty-and-discount-cards/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 23:07:00 +0000</pubDate>
		<dc:creator>ChattyGal</dc:creator>
				<category><![CDATA[Frugal Tips]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Tech Tips]]></category>

		<guid isPermaLink="false">http://www.chattygal.com/?p=124</guid>
		<description><![CDATA[
			
				
			
		
Is your wallet full of reward cards to various stores?  Do you get to a store and realized that you left the reward card at home?Wouldn&#8217;t it be nice to have one card that kept all of the information for your reward cards?  Well, now you can with the Key Ring Thing.
The KeyRingThing allows you [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Free Coupons on Target.com</title>
		<link>http://www.chattygal.com/shopping/free-coupons-on-target-com/</link>
		<comments>http://www.chattygal.com/shopping/free-coupons-on-target-com/#comments</comments>
		<pubDate>Fri, 11 Sep 2009 00:06:32 +0000</pubDate>
		<dc:creator>ChattyGal</dc:creator>
				<category><![CDATA[Frugal Tips]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Tech Tips]]></category>

		<guid isPermaLink="false">http://www.chattygal.com/?p=275</guid>
		<description><![CDATA[
			
				
			
		
Did you know that you kind find coupons that are specifically for Target stores?  I just learned this tip myself.  You can go to Target.com, scroll down to the bottom of the page, and you will find a link to Grocery Coupons that you can print from home.  Also, you can print these coupons in [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Secondhand Shopping Secrets and Tips</title>
		<link>http://www.chattygal.com/shopping/secondhand-shopping-secrets-and-tips/</link>
		<comments>http://www.chattygal.com/shopping/secondhand-shopping-secrets-and-tips/#comments</comments>
		<pubDate>Sun, 13 Sep 2009 15:10:03 +0000</pubDate>
		<dc:creator>ChattyGal</dc:creator>
				<category><![CDATA[Frugal Tips]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.chattygal.com/?p=227</guid>
		<description><![CDATA[
			
				
			
		
An easy way to save money on clothes and shoes for yourself and your kids is to shop secondhand.  These stores once had a used stigma to them, but more and more people realize that it&#8217;s just smart shopping and being green to save green.
Many secondhand stores have guidelines and standards for what they sell, [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Decrease Your Cost for Television Cable</title>
		<link>http://www.chattygal.com/frugal-tips/cut-your-cost-on-television-cable/</link>
		<comments>http://www.chattygal.com/frugal-tips/cut-your-cost-on-television-cable/#comments</comments>
		<pubDate>Wed, 23 Sep 2009 00:33:12 +0000</pubDate>
		<dc:creator>ChattyGal</dc:creator>
				<category><![CDATA[Frugal Tips]]></category>

		<guid isPermaLink="false">http://www.chattygal.com/?p=179</guid>
		<description><![CDATA[
			
				
			
		
Many families easily spend $1,000 a year on TV service and they aren&#8217;t getting the use out of that money.  I know I seem to always watch the same 5-6 channels, but our bill is so high.  I myself need to look at other television service options to trim my bill since it is just [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<item>
		<title>Top 10 Online Bartering and Swapping Websites</title>
		<link>http://www.chattygal.com/frugal-tips/top-10-online-bartering-and-swapping-websites/</link>
		<comments>http://www.chattygal.com/frugal-tips/top-10-online-bartering-and-swapping-websites/#comments</comments>
		<pubDate>Wed, 07 Oct 2009 00:37:34 +0000</pubDate>
		<dc:creator>ChattyGal</dc:creator>
				<category><![CDATA[Frugal Tips]]></category>

		<guid isPermaLink="false">http://www.chattygal.com/?p=395</guid>
		<description><![CDATA[
			
				
			
		
Many people have turned to bartering and swapping products and services with the difficult times in our economy.  Below are some of the popular sites for bartering and swapping goods and services online.
1. Swapstyle.com allows you to swap clothes, shoes, cosmetics, and accessories with women from around the world.  Members can either swap, sell, or [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>Wal-Mart Offers 100 Toys for $10 During Holiday Season</title>
		<link>http://www.chattygal.com/children/wal-mart-offers-100-toys-for-10-during-holiday-season/</link>
		<comments>http://www.chattygal.com/children/wal-mart-offers-100-toys-for-10-during-holiday-season/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 11:30:59 +0000</pubDate>
		<dc:creator>ChattyGal</dc:creator>
				<category><![CDATA[Children]]></category>
		<category><![CDATA[Frugal Tips]]></category>

		<guid isPermaLink="false">http://www.chattygal.com/?p=430</guid>
		<description><![CDATA[
			
				
			
		
Are you looking for ways to decrease spending during the holiday season, yet be able to give nice gifts?  We need to keep our eyes open for sales and good deals to maximize our savings.  Wal-Mart has been proactive about putting smiles on our faces and keeping money in our pockets this holiday season when [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
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		<title>How to Earn a Free Disney Ticket for 2010</title>
		<link>http://www.chattygal.com/children/how-to-earn-a-free-disney-ticket-for-2010/</link>
		<comments>http://www.chattygal.com/children/how-to-earn-a-free-disney-ticket-for-2010/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 12:30:23 +0000</pubDate>
		<dc:creator>ChattyGal</dc:creator>
				<category><![CDATA[Children]]></category>
		<category><![CDATA[Frugal Tips]]></category>
		<category><![CDATA[Helping Others & Charity]]></category>

		<guid isPermaLink="false">http://www.chattygal.com/?p=433</guid>
		<description><![CDATA[
			
				
			
		
Going to Disney World is not just fun for little kids, but also for adults.  However, being able to afford to go to Disney is questionable, until now.
Starting January 1, 2010, Disney is promoting it&#8217;s &#8220;Give A Day. Get A Day&#8221; promotion where you can earn a free ticket to use during 2010.
Starting on New [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Save Money on Halloween Costumes</title>
		<link>http://www.chattygal.com/children/save-money-on-halloween-costumes/</link>
		<comments>http://www.chattygal.com/children/save-money-on-halloween-costumes/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 10:00:58 +0000</pubDate>
		<dc:creator>ChattyGal</dc:creator>
				<category><![CDATA[Children]]></category>
		<category><![CDATA[Frugal Tips]]></category>

		<guid isPermaLink="false">http://www.chattygal.com/?p=512</guid>
		<description><![CDATA[
			
				
			
		
Money spent on Halloween costumes can really add up when you have more than one child or have limited funds.  Sometimes it is hard to justify spending a lot of money for something that will be worn only once.  Below are some ways to save money on costumes.
1.  Swap Costumes.  Swap costumes or borrow [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Save Energy Using a Toaster Oven</title>
		<link>http://www.chattygal.com/dieting/save-energy-using-a-toaster-oven/</link>
		<comments>http://www.chattygal.com/dieting/save-energy-using-a-toaster-oven/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 11:00:40 +0000</pubDate>
		<dc:creator>ChattyGal</dc:creator>
				<category><![CDATA[Dieting and Health]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[Frugal Tips]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.chattygal.com/?p=534</guid>
		<description><![CDATA[
			
				
			
		
During the holidays it seems like everyone is baking and cooking non-stop.  With all of this activity in the kitchen, our energy costs can also increase.  Using a toaster oven instead of an electric oven can help set off some of those costs.
According to the Consumer Guide to Home Energy Saving, baking a casserole in [...]]]></description>
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		<slash:comments>1</slash:comments>
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